We work with the people the big lots turn away. $999 down gets you off the bus and behind the wheel.
Slide the numbers. See what driving home looks like.
Estimate only, for a representative term at ~19.9% APR. Actual price, down payment, rate and term are set at approval and vary by credit and vehicle. On approved credit.
A few of what's moving this week. Every vehicle is priced with the down payment up front — no surprises in the office.
Browse the lot or tell us your budget. We'll match you to what fits the down payment and the weekly number you can live with.
Quick application, soft conversation, no judgment. Bring your ID, proof of income and a down payment. Most folks know same day.
Sign, put your down payment down, and leave in your vehicle. Then build your payment history with every weekly payment.
Right off the Emory River corridor. Pull in, walk the lot, no pressure. Call ahead and we'll have it pulled up front.
Filter by what matters — type of vehicle and how much you've got to put down. Every car shows its down payment and an estimated weekly payment.
We finance in-house and work with several lending partners, so a low score, a repo, or a past bankruptcy doesn't stop the conversation. If you've got steady income and a down payment, we can usually find a way.
No pressure and no judgment. We do this every day — first-time buyers, rebuilders, and people just getting back on their feet.
Send it over and we'll reach out — usually same day.
Submitting this is a request to be contacted, not a guarantee of credit approval. Terms depend on credit, income and vehicle.
Harriman Auto Sales is a local, family-run lot built on a simple idea: a person's credit score isn't the whole story.
Plenty of good people get turned away at the franchise stores over one rough patch. We look at where you are now — steady income, a fair down payment, and the will to make your payment every week — and we build a deal around that.
We keep the lot honest: the price and the down payment are on the car, the weekly number is in plain English, and the paperwork doesn't hide anything. You drive what you can afford, and every payment you make helps rebuild your credit.
We're licensed, local, and here for the long haul — right here in Harriman, Roane County, Tennessee.
Stop in, call, or send a message. We'll get a vehicle pulled up front and ready when you arrive.
| Monday – Friday | 9:00 AM – 6:00 PM |
| Saturday | 9:00 AM – 4:00 PM |
| Sunday | By appointment |
Questions about a vehicle or financing? Drop a line.